Privacy Policy

[Insert effective date]. This placeholder date should be updated whenever this policy is revised.

1. Introduction

Wealtheza ("we", "us", or "our") provides real-time, AI-supported market analysis tools intended to support informed decision-making. We are committed to protecting the privacy of visitors and users of our website and services (collectively, the "Service"). This Privacy Policy describes the categories of information we may collect, how that information may be used and shared, and the choices available to you regarding that information.

By accessing or using the Service, you acknowledge that you have read and understood this Privacy Policy. If you do not agree with the practices described here, please do not use the Service.

2. Information We May Collect

Depending on how you interact with the Service, we may collect the following categories of information:

• Account and Contact Information: such as your name, email address, and other details you provide when registering, subscribing, or contacting us.
• Usage Data: information about how you interact with the Service, including pages visited, features used, timestamps, and referring/exit pages.
• Device and Technical Information: such as IP address, browser type, operating system, and device identifiers, generally collected automatically.
• Cookies and Similar Technologies: data collected through cookies, pixels, and similar tracking technologies as described in Section 6.
• Communications: records of correspondence if you contact us through forms, email, or other channels.

We do not knowingly collect sensitive financial account credentials, trading passwords, or similar highly sensitive identifiers through this website.

3. How We Use Information

Information we collect may be used for purposes including:

• Operating, maintaining, and improving the Service and its features.
• Responding to inquiries, support requests, and communications.
• Personalising content and understanding usage patterns.
• Maintaining the security and integrity of the Service, including detecting fraud or misuse.
• Complying with legal obligations and enforcing our Terms of Service.
• Sending administrative or informational communications, where permitted.

4. Legal Basis for Processing

Where applicable law requires a legal basis for processing personal information, we rely on one or more of the following: your consent, the necessity of processing to provide the Service you have requested, our legitimate interests in operating and improving the Service, and compliance with legal obligations. Where we rely on consent, you may withdraw it at any time through the contact details provided on our Contact page.

5. Sharing of Information

We do not sell personal information. We may share information in the following limited circumstances:

• Service Providers: with third-party vendors who perform functions on our behalf, such as hosting, analytics, or communications, under appropriate confidentiality obligations.
• Legal Requirements: where required to comply with applicable law, regulation, legal process, or governmental request.
• Business Transfers: in connection with a merger, acquisition, reorganisation, or sale of assets, subject to appropriate safeguards.
• With Your Consent: where you have otherwise directed or agreed to the sharing of information.

6. Cookies and Tracking Technologies

The Service may use cookies and similar technologies to recognise returning visitors, remember preferences, and analyse traffic patterns. You can configure your browser to refuse some or all cookies, or to alert you when cookies are being set. Please note that disabling cookies may affect the availability or functionality of certain features of the Service.

7. Data Retention

We retain personal information only for as long as necessary to fulfil the purposes outlined in this Privacy Policy, unless a longer retention period is required or permitted by law. Criteria used to determine retention periods include the duration of an ongoing relationship, legal obligations, and the resolution of disputes.

8. Data Security

We implement reasonable administrative, technical, and organisational safeguards designed to protect information against unauthorised access, loss, misuse, or alteration. However, no method of transmission over the internet or electronic storage is completely secure, and we cannot guarantee absolute security.

9. International Data Transfers

If you access the Service from outside the country in which our servers or service providers are located, your information may be transferred to, stored, and processed in a country with data protection laws that differ from those of your jurisdiction. Where such transfers occur, we aim to ensure appropriate safeguards are applied consistent with applicable law.

10. Your Rights and Choices

Depending on your jurisdiction, you may have certain rights regarding your personal information, which may include the right to:

• Request access to the personal information we hold about you.
• Request correction of inaccurate or incomplete information.
• Request deletion of your personal information, subject to legal exceptions.
• Object to or restrict certain processing activities.
• Request portability of your information in a structured format.
• Withdraw consent where processing is based on consent.

To exercise any of these rights, please contact us using the details on our Contact page. We may need to verify your identity before responding to certain requests.

11. Children's Privacy

The Service is not directed to individuals under the age of 18, and we do not knowingly collect personal information from children. If you believe a child has provided us with personal information, please contact us so we can take appropriate action.

12. Third-Party Links

The Service may contain links to third-party websites or resources. We are not responsible for the privacy practices or content of such third parties, and we encourage you to review their respective privacy policies before providing any personal information.

13. Not Financial Advice

Information collected or generated through the Service relates to the operation of our analysis tools and does not constitute financial, investment, or regulated advice. This Privacy Policy governs the handling of personal data and should be read alongside our Terms of Service.

14. Changes to This Policy

We may update this Privacy Policy from time to time to reflect changes in our practices, technologies, legal requirements, or other factors. The updated version will be indicated by a revised "Last Updated" date. We encourage you to review this Privacy Policy periodically to stay informed about how we protect your information.

15. Contact Us

If you have questions, concerns, or requests regarding this Privacy Policy or our data practices, please reach out via the details provided on our Contact page.