Terms and Conditions

Last updated: [Insert Date] — This is a general draft template and should be reviewed and adapted to reflect your actual business practices and applicable jurisdiction before publication.

1. Acceptance of Terms

By accessing or using the Wealtheza Service, you confirm that you have read, understood, and agree to be bound by these Terms, along with our Privacy Policy. If you do not agree with any part of these Terms, you must discontinue use of the Service immediately.

2. Nature of the Service

Wealtheza provides real-time, AI-supported market analysis tools intended to assist users in reviewing publicly available data and forming their own independent judgments. The Service is an informational and analytical tool only. It does not constitute, and should not be interpreted as, financial advice, investment advice, a recommendation to buy or sell any asset, or a solicitation of any kind.

Wealtheza is not a regulated financial advisor, broker, or investment firm. Any decisions you make based on information or analysis provided through the Service are made entirely at your own discretion and risk.

3. Eligibility

You must be at least 18 years of age, or the age of legal majority in your jurisdiction, to use the Service. By using the Service, you represent and warrant that you meet this requirement and have the legal capacity to enter into these Terms.

4. Account Registration

Certain features of the Service may require you to create an account. You agree to provide accurate, current, and complete information during registration and to keep this information up to date. You are responsible for maintaining the confidentiality of your login credentials and for all activity that occurs under your account.

5. Acceptable Use

When using the Service, you agree not to:

• Use the Service for any unlawful purpose or in violation of any applicable local, national, or international law or regulation.
• Attempt to reverse-engineer, decompile, scrape, or otherwise extract the underlying data models, algorithms, or source code of the Service.
• Resell, sublicense, or redistribute any part of the Service without prior written consent from Wealtheza.
• Interfere with or disrupt the integrity or performance of the Service, including through unauthorized automated access.
• Misrepresent your identity or impersonate any person or entity while using the Service.

6. No Financial Advice & Assumption of Risk

All analysis, data visualizations, indicators, and outputs generated by the Service are provided "as is" for informational purposes only. Markets are inherently unpredictable, and past performance or historical data patterns are not reliable indicators of future results. You acknowledge and agree that:

• You are solely responsible for any financial, investment, or trading decisions you make.
• Wealtheza does not guarantee the accuracy, completeness, or timeliness of any data or analysis presented.
• You should consult a qualified, licensed financial professional before making any investment decisions.

7. Intellectual Property

All content, design elements, trademarks, logos, software, and materials associated with the Service are the property of Wealtheza or its licensors and are protected by applicable intellectual property laws. Nothing in these Terms grants you any ownership rights; you are granted only a limited, non-exclusive, non-transferable license to access and use the Service for its intended purpose.

8. Subscription, Fees, and Billing

Where applicable, certain features of the Service may require payment of fees. Pricing, billing cycles, and renewal terms will be disclosed at the point of purchase. You are responsible for all applicable taxes. Wealtheza reserves the right to modify pricing with reasonable advance notice.

9. Third-Party Data and Links

The Service may incorporate data feeds, links, or integrations from third-party sources. Wealtheza does not control and is not responsible for the accuracy, legality, or content of third-party sources, and their inclusion does not imply endorsement.

10. Disclaimer of Warranties

The Service is provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, accuracy, or non-infringement. Wealtheza does not warrant that the Service will be uninterrupted, error-free, or secure.

11. Limitation of Liability

To the fullest extent permitted by applicable law, Wealtheza, its officers, employees, and affiliates shall not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of profits, data, or financial losses, arising from or related to your use of, or inability to use, the Service, even if advised of the possibility of such damages.

12. Indemnification

You agree to indemnify and hold harmless Wealtheza and its affiliates from any claims, damages, liabilities, and expenses (including reasonable legal fees) arising from your use of the Service, your violation of these Terms, or your infringement of any third-party rights.

13. Termination

Wealtheza reserves the right to suspend or terminate your access to the Service, with or without notice, if you violate these Terms or engage in conduct that Wealtheza deems harmful to the Service, other users, or third parties. You may discontinue use of the Service at any time.

14. Modifications to the Service and Terms

Wealtheza reserves the right to modify, suspend, or discontinue any part of the Service at any time without liability. We may also update these Terms periodically; continued use of the Service after such changes constitutes your acceptance of the revised Terms. We encourage you to review this page regularly.

15. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the applicable jurisdiction in which Wealtheza operates, without regard to conflict-of-law principles. [Insert specific governing jurisdiction as applicable.]

16. Severability

If any provision of these Terms is found to be unenforceable or invalid, that provision will be limited or eliminated to the minimum extent necessary, and the remaining provisions will remain in full force and effect.

17. Contact

If you have questions regarding these Terms, please reach out via the contact details provided on our Contact page.